Since 1997, the NCLR Homeownership Network (NHN) has helped over 580,000 families with their housing counseling needs. The program advises families in the home-buying process; helps them with their current mortgage; and provides financial, budgeting, and money-management advice.
NHN is approved by the U.S. Department of Housing and Urban Development (HUD) and consists of 47 independent community-based organizations in 25 states.
Additional programs offered by Housing and Community Development:
• Loan Modification with Principal Reduction: Low- and moderate-income families are provided mortgage delinquency counsel and offered principal reduction through a partnership with a sister organization.
• NCLR Homeownership Network Learning Alliance (NHNLA): A HUD-approved training and certification program for housing counselors. NHNLA courses are developed in collaboration with NHN and housing counseling experts to integrate real-world experience.
• Financial Capability: Provides counseling and education to empower individuals to make informed choices, avoid pitfalls, know where to go for help, and improve their financial well-being.
• Creation of Affordable Single-Family Housing: Low- and moderate-income families have access to an affordable home purchase opportunity through a program with sister organizations to acquire foreclosed homes and convert them into affordable homeownership units.